Competitions and promotions
Crypto Loans Carnival round 28: Get 20% off interest and earn tiered VIP rewards with net new loans!
2026-09-17 11:000950
Bitget will launch a new round of the Crypto Loans Carnival on September 18, 00:00 AM (UTC+8), offering limited-time loan discounts and exclusive VIP rewards. This round includes two activities:
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Activity 1–Interest discount for all users: All users can enjoy up to a 20% annual interest rate discount on USDT loans.
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Activity 2–VIP tiered rewards for net new loans: VIP users who reach the specified net new loan amount during the promotion can unlock tiered rewards, including BGB rare commemorative gold coins and luxury camping gift sets.
Promotion period: September 18, 00:00 (UTC+8) – September 30, 23:59 (UTC+8)
No need to sell your crypto for liquidity—simply stake your assets for flexible loans. Choose your loan asset now, start borrowing with Crypto Loans, and enjoy both low interest rates and great rewards.
Activity 1: Interest rate discounts for all users
|
Borrowing coin
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Loan term
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Interest rate reduction
|
|
USDT
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Flexible
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10%
|
|
USDT
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30 days
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20%
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Applicable to all users. No registration required—the benefit automatically takes effect during the promotion. Collateral currencies cover all supported collateral assets (including rToken and crypto). Product details are subject to the information displayed on the Crypto Loans page.
Activity 2: VIP tiered rewards for net loan increase
During the promotion, VIP users whose net increase in USDT loan amount (new loans taken out during this round) reaches the corresponding tier can qualify for rewards.
|
Net loan increase amount
|
Reward
|
Winners
|
|
100,000
|
VIP3 trial pass (30 days)
|
50
|
|
250,000
|
VIP fitness set
|
15
|
|
500,000
|
VIP custom Bluetooth keyboard
|
10
|
|
1,000,000
|
Rare BGB commemorative gold coins
|
5
|
|
3,000,000
|
VIP premium glamping gift set
|
1
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Note: Reward images are for reference only. The actual item may vary. The BGB rare commemorative gold coin is a gold-plated silver commemorative item with a pure silver core weighing approximately 38.8g.
Calculation rules:
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Coin for net new loan calculation: USDT
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Orders where the collateral asset is USDGO and the borrowed asset is USDT are excluded from the statistics.
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Baseline loan balance snapshot time: 2026, September 18, 00:00 (UTC+8)
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Net new loan calculation period: 2026, September 18, 00:00 (UTC+8) – 2026, September 30, 23:59 (UTC+8)
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Net new loan amount calculation rule: During the promotion, we'll take a daily snapshot of each user's USDT loan balance. Each day's new loan amount is calculated by comparing that day's snapshot to the baseline loan balance, and the average of these daily figures determines eligibility for Activity 2 rewards. In other words, net new loan amount = the average daily new loan amount across the calculation period.
Where the daily new loan amount = daily loan balance snapshot − baseline loan balance snapshot.
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Example:
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User A's operation record
|
Date and time
|
Action
|
Daily new loan amount
|
Cumulative new loan amount
|
|
Baseline snapshot
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Baseline loan balance: $100,000
|
–
|
–
|
|
Day 1–3
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No action
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$0
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$0
|
|
Day 4
|
New loan of $500,000
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$500,000
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$500,000
|
|
Day 5–13
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No action
|
$0
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$500,000
|
|
Day 14
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Repaid loan of $200,000
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-$200,000
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$300,000
|
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Average daily new loan amount calculation: (0 × 3 + 500,000 + 500,000 × 9 + 300,000) ÷ 14 = $378,571
This means User A's net new loan amount is approximately 378,571 USDT. This will be compared against the tier thresholds of Activity 2 to determine the reward tier they qualify for.
Promotion rules
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All data for this promotion is subject to the platform's snapshots and backend records.
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In Activity 1, VIP interest rate discounts can be combined with the promotion's discount. The discount applies to existing flexible loan orders, but for fixed-term loans, only new orders are eligible.
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For Activity 2, rewards are ranked by net new loan amount, with each user awarded the reward for their highest eligible tier. Winner slots are limited and allocated on a first-come, first-served basis—if a qualifying user's tier is full, they'll move down to the next eligible tier. Rewards from different tiers cannot be combined.
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Reward distribution: Users who qualify for Activity 2 will be notified of their reward via in-site message and their relationship manager (RM) within five working days after the promotion ends. Winning users must submit a valid shipping address within the specified time frame. Failure to do so will be considered a forfeiture of the reward. All promotion rewards are specified physical items and cannot be exchanged for other items, cash, or other equivalents.
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If a user engages in wash trading, malicious volume manipulation, fake loans, bulk account registration, self-dealing transactions, or other violations during the promotion, Bitget reserves the right to disqualify them from the promotion and revoke their rewards. Bitget also reserves the right to adjust or interpret the promotion rules, within the scope permitted by applicable laws and regulations. Any changes to the promotion rules will be announced through official channels in a timely manner. Bitget reserves the final right to interpret this promotion
How to participate in Crypto Loans on Bitget?
Visit the Bitget Crypto Loans page and select Flexible Loan. Then, choose the coin you wish to pledge as collateral and the coin you wish to borrow. After entering the borrowing amount, you're all set!
For more information on Crypto Loans, refer to:
Disclaimer
Cryptocurrencies are subject to high market risk and volatility despite high growth potential. Users should conduct their own research and invest at their own discretion. Bitget shall not be liable for any investment losses.
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