Toast Could See 'Greater' Earnings Contributions From Financing Program, UBS Says

MT newswire2026/09/28 16:15

Bitget offers one-stop trading for cryptocurrencies, stocks, and gold. Trade now!

A welcome pack worth 6200 USDT for new users! Sign up now!

12:15 PM EDT, 09/28/2026 (MT Newswires) -- Toast's (TOST) built-in financing program, called Toast Capital, has the potential for "greater" contributions to earnings per share over time, UBS Securities said in a Thursday note. The company could expand Toast Capital closer to its point-of-sale industry peers, with its potential for increased lending penetration assuming stable gross profit take rates and credit performance, the brokerage said. Toast Capital's held-for-investment loans are estimated to retain the "highest economics," followed by credit risk transfers, and then forward flow, UBS said. The held-for-investment loans have full interest income recognition, but the company expects credit risk transfers to be the main funding source over time, according to the investment firm. UBS Securities has a buy rating on Toast, with a a $39 price target. Price: 30.26, Change: -0.35, Percent Change: -1.13

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

Understand the market, then trade.

Bitget offers one-stop trading for cryptocurrencies, stocks, and gold.

Trade now！

U.S. Treasury Secretary Janet Yellen defended the rise in U.S. Treasury yields, stating that this increase is a global phenomenon rather than unique to the United States, and does not warrant excessive concern. She partially attributed inflationary pressures to higher oil prices caused by the Iran conflict, and expects the energy shock to subside as hostilities ease. Yellen refuted the notion of an AI bubble, arguing that investments by major tech companies are grounded in solid business logic.

华尔街见闻•2026/10/04 03:06