OSB Group says later-life lending demand spreads across lifetime mortgages and retirement interest-only loans

Bitget2026/09/24 15:54

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OSB Group analysis flagged later-life borrowing demand spread across multiple products, not concentrated in one segment, in Q2 2026.
UK Finance data showed 37,300 later-life loans in Q2, including 5,730 new lifetime mortgages, 323 retirement interest-only mortgages.
Year-on-year comparisons were distorted by a Q2 2025 lending dip linked to a pre–stamp duty change completion rush.
Residential later-life loans represented 7.8% of all residential lending; later-life buy-to-let reached 20.6% of the buy-to-let market.
Commentary framed later-life lending as mainstream, raising the need for broader broker advice on affordability, objectives, inheritance planning.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OSB Group plc published the original content used to generate this news brief on September 24, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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OSB Group says later-life lending demand spreads across lifetime mortgages and retirement interest-only loans

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